Pre Approved Credit Card Applications and Identity Theft
Filed Under Idenity Theft |
I get at least one pre approved credit card application in the mail a week. It is annoying to get them so often and I have to make sure I shred it and not just throw it away so that I don’t become another victim of idenity theft. The scary part is that these applications always have my name and address filled out! This is perfect for an identity theif.
These pre approved credit applications are exactly what the ID theives are looking for when they search your garbage or steal your mail. Identity thieves will take your credit card application and change the address to their address or PO box and then send it in. They are hoping to get a brand new credit card sent to them without you even knowing it.
That is why it is so important for you to shred all your finacial statements and junk mail. It really should be against the law for these companies to be sending out pre filled credit card applications that anyone can get a hold of. An ID thief is always on the lookout for something like that that he can use to pretend to be you and send in. Department store credit applications are a similar type of mail that you need to make sure you shred.
If an identity theif steals your mail, you never even know what he has stolen. That is why these credit card applications are so bad and should be banned. If your mail is stolen and the ID thief pretends to be you and sends in your application, you will not even know about it until it is too late. So beware and shred that junk mail that has any of your personal information on it. You need to make it as hard as possible for idenity theft to happen.
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